86322 ZIP Code — Camp Verde, AZ

Yavapai County, Arizona

ZIP code 86322 is located in Camp Verde, Arizona, within Yavapai County. It covers approximately 319.45 square miles and serves a population of 12,795 residents. This is a standard ZIP code in the Mountain (MT) — no DST timezone, served by area code 928.

About ZIP code 86322

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $260,400. Owner-occupancy sits near the national average at 74%.

The gap between median ($49,958) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 23% of residents, above the national average. 48% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with arts, entertainment, and food service as the leading industry. The average commute of 26 minutes is near the national average.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 86322 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, and a significant Social Security-dependent population.

12,795

population

319.45

sq mi land

Standard

ZIP type

Mountain (MT) — no DST

timezone

86322 ZIP code map

Cities in ZIP code 86322

Below are the cities the US Postal Service accepts for ZIP code 86322. Using any city not on this list may result in mail delivery delays.

City	Status
Camp Verde	Preferred

Nearby ZIP codes

86335 Rimrock (9.3 mi) 86325 Cornville (15.2 mi) 86333 Mayer (15.6 mi) 86326 Cottonwood (16 mi) 86351 Sedona (17.4 mi) 86327 Dewey (19.1 mi)

Demographics updated 06/2026

Population
Total population	12,795
Population density	40 / sq mi
State FIPS	04
County FIPS	025

Geography
Land area	319.45 sq mi
Water area	0.02 sq mi
Latitude	34.5251
Longitude	-111.8561
Timezone	Mountain (MT) — no DST
Area code	928

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.8%	47.0%	40.6%
$50k – $100k	25.5%	32.8%	31.9%
$100k – $200k	11.7%	16.0%	21.1%
Over $200k	4.0%	4.2%	6.4%

Demographics & statistics

12,795

Population

People per sq mi

40.0

Median age

$49,958

Median household income

$30,237

Per capita income

$260,400

Median home value

$895

Median monthly rent

74.1%

Home ownership

23.4%

Poverty rate

5.2%

Unemployment

3,801

Housing units

18.7%

Bachelor's or higher

Age distribution

Male Female

248

Under 5

217

384

5–9

334

630

10–14

549

547

15–19

477

285

20–24

248

766

25–34

668

1,005

35–44

877

578

45–54

503

394

55–59

343

387

60–64

338

893

65–74

779

606

75–84

528

113

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	3,069	24.0%
18 and over	9,726	76.0%
65 and over	3,017	23.6%
Median age	40.0 years

Race & ethnicity

White 68.6%

Hispanic or Latino 10.8%

Other race 7.9%

American Indian / Alaska Native 6.2%

Two or more races 5.2%

Black or African American 0.7%

Asian 0.3%

Native Hawaiian / Pacific Islander 0.3%

Group	Count	%
White	9,839	68.6%
Hispanic or Latino	1,551	10.8%
Other race	1,130	7.9%
American Indian / Alaska Native	889	6.2%
Two or more races	746	5.2%
Black or African American	99	0.7%
Asian	47	0.3%
Native Hawaiian / Pacific Islander	45	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.8%	47.0%	40.6%
$50k – $100k	25.5%	32.8%	31.9%
$100k – $200k	11.7%	16.0%	21.1%
Over $200k	4.0%	4.2%	6.4%

Under $10k 5.1%

$10k–$15k 3.8%

$15k–$25k 11.4%

$25k–$35k 11.9%

$35k–$50k 17.9%

$50k–$75k 14.8%

$75k–$100k 10.5%

$100k–$150k 13.8%

$150k–$200k 3.9%

$200k+ 6.9%

Range	% of households
Under $10k	5.1%
$10k–$15k	3.8%
$15k–$25k	11.4%
$25k–$35k	11.9%
$35k–$50k	17.9%
$50k–$75k	14.8%
$75k–$100k	10.5%
$100k–$150k	13.8%
$150k–$200k	3.9%
$200k+	6.9%
Median income	$49,958

Housing

Home values

Under $50k 11.1%

$50k–$100k 9.4%

$100k–$150k 10.1%

$150k–$200k 7.5%

$200k–$300k 21.4%

$300k–$500k 24.4%

$500k–$1M 15.4%

$1M+ 0.7%

Housing overview

Metric	Value
Median home value	$260,400
Median rent / month	$895
Owner occupied	74.1%
Renter occupied	25.9%
Vacant	8.2%
Single-family detached	59.9%
Large apartment buildings	2.4%
Mobile homes	28.8%
Median rooms	5.2
Avg household size (owned)	2.63

Year built

Era	%
2020 or later	0.2%
2010–2019	3.1%
2000–2009	21.6%
1990–1999	24.3%
1980–1989	19.9%
1970–1979	19.4%
1960–1969	8.0%
1950–1959	2.2%
1940–1949	0.9%
1939 or earlier	0.5%

Bedrooms

Size	% of units
No bedroom (studio)	2.5%
1 bedroom	5.9%
2 bedrooms	31.2%
3 bedrooms	47.2%
4 bedrooms	11.0%
5+ bedrooms	2.3%

Vehicles per household

Vehicles	% of households
No vehicle	5.2%
1 vehicle	25.4%
2 vehicles	39.9%
3 or more	29.5%

Heating fuel

Fuel type	%
Utility gas	15.2%
Electricity	50.9%
Propane / LP gas	23.6%
Fuel oil	0.6%
Wood	7.4%
Solar	0.6%
No fuel used	0.8%

Households & families

Household type	Count	%
Married-couple family	1,948	42.6%
Cohabiting couple	659	14.4%
Male householder, no spouse	735	16.1%
Female householder, no spouse	1,236	27.0%
Households with children under 18	1,470	32.1%
Households with seniors (65+)	2,114	46.2%
Average household size	2.63

Marital status

Status	Male	Female
Never married	37.9%	28.1%
Married	43.0%	42.7%
Separated	1.7%	0.9%
Widowed	3.1%	12.6%
Divorced	14.3%	15.7%

Education

Less than 9th grade 3.6%

Some HS, no diploma 12.6%

HS graduate 27.6%

Some college, no degree 28.1%

Associate's degree 9.4%

Bachelor's degree 11.6%

Graduate / professional 7.1%

Metric	%
HS diploma or higher	83.8%
Bachelor's or higher	18.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	7	0.2%
Kindergarten	151	5.4%
Elementary school	1,472	52.5%
High school	817	29.1%
College / grad school	358	12.8%

Employment

Industry of employment

Arts, food & hospitality 27.2%

Retail trade 14.5%

Education & healthcare 13.5%

Construction 11.5%

Professional & management 8.1%

Finance & real estate 6.1%

Other services 4.4%

Manufacturing 4.2%

Public administration 3.2%

Agriculture & mining 2.8%

Transportation & utilities 2.6%

Wholesale trade 1.2%

Information 0.7%

Occupation

Category	%
Management, business & arts	23.7%
Service	31.2%
Sales & office	27.2%
Natural resources & construction	11.6%
Production & transportation	6.2%

Employment type

Type	%
Private sector	77.2%
Government	14.6%
Self-employed	7.5%
Unpaid family workers	0.8%

Commute

Method	%
Drive alone	68.6%
Carpool	16.2%
Public transit	0.9%
Walk	0.7%
Work from home	10.1%
Other means	3.4%
Avg commute (minutes)	26.4

Poverty

All people 23.4%

Under 18 years 36.0%

18 and over 19.4%

Married-couple families 9.2%

Female-led households 37.5%

Income support

Source	% of households
Social Security	47.8%
Retirement income	31.3%
Supplemental Security	4.9%
Cash public assistance	2.7%
Food stamps / SNAP	14.0%

Health indicators

Condition	%
Obesity	30.7%
High blood pressure	37.3%
High cholesterol	35.5%
Diabetes	11.5%
Heart disease	8.4%
Stroke	4.3%
Asthma	11.6%
Arthritis	30.4%
Kidney disease	4.1%
Pulmonary disease	10.5%
Cancer	7.7%

Behavior / access	%
Smoking	21.6%
Binge drinking	13.8%
No physical activity	26.9%
Less than 7 hrs sleep	30.3%
Depression	22.9%
Fair or poor health	19.4%
Poor mental health	16.1%
Poor physical health	14.0%
No health insurance	18.1%
Visited doctor (checkup)	69.5%
Visited dentist	51.9%
Cholesterol screening	88.8%
Teeth loss	17.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	801	8.2%

Disability	%
Any disability	20.9%
Under 18	7.3%
18–64 years	22.2%
65 and over	32.3%

Health insurance coverage

Type	%
Private insurance	44.9%
Public insurance	62.2%
No insurance	10.7%
Uninsured under 19	6.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	12,330	96.4%
Spanish	538	4.4%
Other Indo-European	501	4.1%
Asian & Pacific Islander	0	0.0%
Other languages	13	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	11,977	93.6%
Born in same state	11,842	92.6%
Born in different state	6,337	49.5%
Foreign born	135	1.1%
Naturalized citizen	818	6.4%
Not a US citizen	253	30.9%

Ancestry

Ancestry	Count	%
French	1,351	10.6%
Italian	1,024	8%
Polish	476	3.7%
Arab	383	3%
English	254	2%

Ancestry	Count	%
Norwegian	27	0.2%
Irish	24	0.2%
Dutch	18	0.1%
German	15	0.1%

Technology access

Metric	% of households
Computer access	35.8%
Internet access	94.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 86322

What city is ZIP code 86322 in?

ZIP code 86322 is primarily assigned to Camp Verde, Arizona.

What county is ZIP code 86322 in?

ZIP code 86322 falls within Yavapai County, Arizona.

What is the poverty rate in ZIP code 86322?

23% of residents in ZIP code 86322 live below the poverty line, above the national average.

Does ZIP code 86322 have a large retiree population?

48% of households in ZIP code 86322 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 86322?

ZIP code 86322 has an estimated population of 12,795 residents, with a density of 40 people per square mile.

What is the median household income in ZIP code 86322?

The median household income in ZIP code 86322 is $49,958, below the national median of ~$75,000.

What timezone is ZIP code 86322 in?

ZIP code 86322 observes the MST timezone.